Introduction
Disputes involving banking, lending, and wealth-management practices often turn on how institutional standards of care, internal controls, and governance frameworks were applied in real world settings. Esoteric Advisors brings decades of leadership experience in retail, business, and wealth banking to help counsel and courts understand how banks, private-banking platforms, and wealth-management organizations made, supervised, and governed key decisions.
How we help
- Analyze banking and lending practices across retail, business, private-banking, and mortgage or commercial-lending lines, including underwriting, refinance and cash-out refinance, collateral, and covenant structures.
- Evaluate institutional governance, incentive-compensation plans, and supervisory frameworks, including the alignment of sales practices and performance metrics with risk tolerance, regulatory expectations, and customer interests.
- Provide expert opinion and testimony on the conduct of banks, corporate trustees, and wealth-management organizations in disputes involving client harm, regulatory findings, or alleged control failures.
- Translate complex institutional structures and policies into clear, practical explanations for counsel, judges, and arbitrators.
Typical matters
- Banking, lending, and private-banking disputes involving alleged failures in underwriting, monitoring, or handling troubled loans, including high-net-worth and closely held business borrowers.
- Cases involving incentive-compensation programs, sales practices, or product-pushing that allegedly conflicted with fiduciary duties, customer interests, or regulatory guidance.
- Governance and control failure disputes, including matters arising from regulatory actions, internal investigation findings, or large-scale institutional breakdowns.
- Employment and termination disputes involving bankers, advisors, and managers where performance expectations, incentives, supervision, and culture are central issues.